{"id":10681,"date":"2022-11-30T05:04:32","date_gmt":"2022-11-30T02:04:32","guid":{"rendered":"http:\/\/oneadvocate.eu\/kz\/?page_id=10681"},"modified":"2025-06-05T12:36:20","modified_gmt":"2025-06-05T09:36:20","slug":"personal-finance-advice","status":"publish","type":"page","link":"https:\/\/oneadvocate.eu\/is\/personal-finance-advice\/","title":{"rendered":"Personal Finance advice"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"10681\" class=\"elementor elementor-10681\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8ae5e89 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"8ae5e89\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;background_motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;background_motion_fx_scale_effect&quot;:&quot;yes&quot;,&quot;background_motion_fx_scale_direction&quot;:&quot;in-out-in&quot;,&quot;background_motion_fx_scale_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:4,&quot;sizes&quot;:[]},&quot;background_motion_fx_scale_range&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:20,&quot;end&quot;:80}},&quot;background_motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0a84946\" data-id=\"0a84946\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ca59173 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ca59173\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-6249ed1\" data-id=\"6249ed1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6d07dca elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6d07dca\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-f246a1a\" data-id=\"f246a1a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d0e7c8c elementor-widget elementor-widget-text-editor\" data-id=\"d0e7c8c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.8.0 - 30-10-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Fj\u00e1rm\u00e1lar\u00e1\u00f0gjafi\u200b<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-adc8e14 elementor-widget elementor-widget-text-editor\" data-id=\"adc8e14\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Fj\u00e1rm\u00e1lar\u00e1\u00f0gj\u00f6f<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e9d827 elementor-widget elementor-widget-text-editor\" data-id=\"3e9d827\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Til a\u00f0 for\u00f0ast a\u00f0 tapa peningum og ver\u00f0a f\u00f3rnarlamb svindlara<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-523976e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"523976e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-narrow\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-504f2f6\" data-id=\"504f2f6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7d758cf elementor-align-right elementor-mobile-align-center elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"7d758cf\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"http:\/\/oneadvocate.eu\" target=\"_blank\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">\u0421\u043a\u0430\u0447\u0430\u0442\u044c \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u0435<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-123d887\" data-id=\"123d887\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f161e33 elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-global elementor-global-10243 elementor-widget-button\" data-id=\"f161e33\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/wa.me\/message\/5VYT5NJH5TZHN1\" target=\"_blank\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fab fa-whatsapp\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Skrifa\u00f0u \u00e1 WhatsApp<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-15423ed elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"15423ed\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-60a7a4d\" data-id=\"60a7a4d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9b94204 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9b94204\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-882769e\" data-id=\"882769e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-15c5c3f elementor-widget elementor-widget-image\" data-id=\"15c5c3f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.8.0 - 30-10-2022 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"778\" height=\"617\" src=\"https:\/\/oneadvocate.eu\/wp-content\/uploads\/2022\/11\/333074.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/oneadvocate.eu\/wp-content\/uploads\/2022\/11\/333074.jpg 778w, https:\/\/oneadvocate.eu\/wp-content\/uploads\/2022\/11\/333074-300x238.jpg 300w, https:\/\/oneadvocate.eu\/wp-content\/uploads\/2022\/11\/333074-768x609.jpg 768w\" sizes=\"auto, (max-width: 778px) 100vw, 778px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6162129\" data-id=\"6162129\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1244dec elementor-widget elementor-widget-text-editor\" data-id=\"1244dec\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Hvernig \u00e1 a\u00f0 stj\u00f3rna peningum r\u00e9tt<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e65e934 elementor-widget elementor-widget-text-editor\" data-id=\"e65e934\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>\u00dea\u00f0 eru einfaldar reglur um me\u00f0fer\u00f0 peninga en<br \/>vegna einfaldleika \u00feeirra er erfitt a\u00f0 fylgja \u00feeim. \u00dev\u00edl\u00edk<br \/>\u00fevers\u00f6gn. Seg\u00f0u okkur fj\u00e1rhagsleg markmi\u00f0 \u00fe\u00edn og<br \/>fj\u00e1rm\u00e1lar\u00e1\u00f0gjafi mun r\u00e1\u00f0leggja \u00fe\u00e9r. Allir<br \/>fj\u00e1rm\u00e1lar\u00e1\u00f0gjafar okkar leggja peningana s\u00edna \u00ed h\u00e6ttu<br \/>\u00e1 hverjum degi, \u00feeir eru ekki fr\u00e6\u00f0imenn.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-799834a elementor-widget elementor-widget-button\" data-id=\"799834a\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/wa.me\/message\/5VYT5NJH5TZHN1\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Skrifa\u00f0u \u00e1 WhatsApp<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f2303d2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f2303d2\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4898c50\" data-id=\"4898c50\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c6d3400 elementor-widget elementor-widget-text-editor\" data-id=\"c6d3400\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Er h\u00e6gt a\u00f0 ver\u00f0a r\u00edkur \u00e1 hlutabr\u00e9famarka\u00f0i?<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-099107e elementor-widget elementor-widget-text-editor\" data-id=\"099107e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Er allt eins og mi\u00f0larar og augl\u00fdsingar segja \u00fe\u00e9r?<br \/>Hversu hratt og hversu miki\u00f0 er h\u00e6gt a\u00f0 vinna s\u00e9r inn \u00ed kauph\u00f6llinni? E\u00f0a sn\u00fdst kauph\u00f6llin ekki um au\u00f0? \u2014 spyr\u00f0u fj\u00e1rm\u00e1lar\u00e1\u00f0gjafa okkar spurningar<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c4b75f6 elementor-widget elementor-widget-button\" data-id=\"c4b75f6\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/wa.me\/message\/5VYT5NJH5TZHN1\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Skrifa\u00f0u \u00e1 WhatsApp<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4f949a1\" data-id=\"4f949a1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6a6d4ed elementor-widget elementor-widget-image\" data-id=\"6a6d4ed\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1140\" height=\"596\" src=\"https:\/\/oneadvocate.eu\/wp-content\/uploads\/2022\/11\/zarabotat-na-birzhe-1.jpg\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/oneadvocate.eu\/wp-content\/uploads\/2022\/11\/zarabotat-na-birzhe-1.jpg 1140w, https:\/\/oneadvocate.eu\/wp-content\/uploads\/2022\/11\/zarabotat-na-birzhe-1-300x157.jpg 300w, https:\/\/oneadvocate.eu\/wp-content\/uploads\/2022\/11\/zarabotat-na-birzhe-1-1024x535.jpg 1024w, https:\/\/oneadvocate.eu\/wp-content\/uploads\/2022\/11\/zarabotat-na-birzhe-1-768x402.jpg 768w\" sizes=\"auto, (max-width: 1140px) 100vw, 1140px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-824a0a1 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"824a0a1\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a5b6fe8\" data-id=\"a5b6fe8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-31ad1e8 elementor-widget elementor-widget-image\" data-id=\"31ad1e8\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"450\" src=\"https:\/\/oneadvocate.eu\/wp-content\/uploads\/2022\/11\/cyberattack-1024x576.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/oneadvocate.eu\/wp-content\/uploads\/2022\/11\/cyberattack-1024x576.jpg 1024w, https:\/\/oneadvocate.eu\/wp-content\/uploads\/2022\/11\/cyberattack-300x169.jpg 300w, https:\/\/oneadvocate.eu\/wp-content\/uploads\/2022\/11\/cyberattack-768x432.jpg 768w, https:\/\/oneadvocate.eu\/wp-content\/uploads\/2022\/11\/cyberattack-1536x864.jpg 1536w, https:\/\/oneadvocate.eu\/wp-content\/uploads\/2022\/11\/cyberattack.jpg 1920w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-481f875\" data-id=\"481f875\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bdd5930 elementor-widget elementor-widget-text-editor\" data-id=\"bdd5930\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Hvernig \u00e1 a\u00f0 for\u00f0ast svindlara<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-494a9a4 elementor-widget elementor-widget-text-editor\" data-id=\"494a9a4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Mundu a\u00f0 allir vilja peningana \u00fe\u00edna. \u00dea\u00f0 eru<br \/>svindlarar \u00fat um allt. \u00dea\u00f0 eru einfaldar reglur til a\u00f0<br \/>for\u00f0ast a\u00f0 ver\u00f0a f\u00f3rnarlamb \u00feeirra. Vi\u00f0 h\u00f6fum ekki<br \/>\u00e1huga \u00e1 peningunum \u00fe\u00ednum \u00e1 nokkurn h\u00e1tt &#8212; \u00fe\u00fa<br \/>borgar okkur a\u00f0eins fyrir r\u00e1\u00f0gj\u00f6fina. Og vi\u00f0 sv\u00f6rum<br \/>me\u00f0 or\u00f0spori okkar.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c3780c elementor-widget elementor-widget-button\" data-id=\"3c3780c\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/wa.me\/message\/5VYT5NJH5TZHN1\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Skrifa\u00f0u \u00e1 WhatsApp<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f853e4f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f853e4f\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-afba3ae\" data-id=\"afba3ae\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3d5fcc4 elementor-widget elementor-widget-text-editor\" data-id=\"3d5fcc4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>\u00deeir vilja blekkja \u00feig alls sta\u00f0ar!<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f6a2dc elementor-widget elementor-widget-text-editor\" data-id=\"1f6a2dc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Mundu! &#8212; mi\u00f0larar og \u00feeir sem hvetja \u00feig til a\u00f0<br \/>fj\u00e1rfesta einhvers sta\u00f0ar vilja a\u00f0eins eitt &#8212; a\u00f0 \u00fe\u00fa gefir peningana \u00fe\u00edna! Ekki gera \u00feetta! Spyr\u00f0u okkur og vi\u00f0 athugum vi\u00f0 hvern \u00fe\u00fa vilt eiga vi\u00f0skipti. Vi\u00f0 skulum athuga fyrirt\u00e6ki\u00f0, f\u00f3lki\u00f0, gangsetningu.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e3c6759 elementor-widget elementor-widget-button\" data-id=\"e3c6759\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/wa.me\/message\/5VYT5NJH5TZHN1\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Skrifa\u00f0u \u00e1 WhatsApp<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-fca3aa5\" data-id=\"fca3aa5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2565924 elementor-widget elementor-widget-image\" data-id=\"2565924\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1750\" src=\"https:\/\/oneadvocate.eu\/wp-content\/uploads\/2022\/11\/22.1-1.jpg\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/oneadvocate.eu\/wp-content\/uploads\/2022\/11\/22.1-1.jpg 2000w, https:\/\/oneadvocate.eu\/wp-content\/uploads\/2022\/11\/22.1-1-300x263.jpg 300w, https:\/\/oneadvocate.eu\/wp-content\/uploads\/2022\/11\/22.1-1-1024x896.jpg 1024w, https:\/\/oneadvocate.eu\/wp-content\/uploads\/2022\/11\/22.1-1-768x672.jpg 768w, https:\/\/oneadvocate.eu\/wp-content\/uploads\/2022\/11\/22.1-1-1536x1344.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-be72cd5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"be72cd5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-fb8b852\" data-id=\"fb8b852\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-28e4794 elementor-widget elementor-widget-text-editor\" data-id=\"28e4794\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Fj\u00e1rm\u00e1lar\u00e1\u00f0gjafi\u200b Fj\u00e1rm\u00e1lar\u00e1\u00f0gj\u00f6f Til a\u00f0 for\u00f0ast a\u00f0 tapa peningum og ver\u00f0a f\u00f3rnarlamb svindlara \u0421\u043a\u0430\u0447\u0430\u0442\u044c \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u0435 Skrifa\u00f0u \u00e1 WhatsApp Hvernig \u00e1 a\u00f0 stj\u00f3rna peningum r\u00e9tt \u00dea\u00f0 eru einfaldar reglur um me\u00f0fer\u00f0 peninga en vegna einfaldleika \u00feeirra er erfitt a\u00f0 fylgja \u00feeim. \u00dev\u00edl\u00edk \u00fevers\u00f6gn. Seg\u00f0u okkur fj\u00e1rhagsleg markmi\u00f0 \u00fe\u00edn og fj\u00e1rm\u00e1lar\u00e1\u00f0gjafi mun r\u00e1\u00f0leggja \u00fe\u00e9r. Allir fj\u00e1rm\u00e1lar\u00e1\u00f0gjafar okkar leggja [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-10681","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.11 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>N\u00e1mskei\u00f0 \u00ed fj\u00e1rm\u00e1lal\u00e6si \u00c1 \u00cdsland,Reykjav\u00edk,K\u00f3pavogur,Hafnarfj\u00f6r\u00f0ur,Akureyri<\/title>\n<meta name=\"description\" content=\"N\u00e1mskei\u00f0 \u00ed fj\u00e1rm\u00e1lal\u00e6si fyrir fullor\u00f0na Og b\u00f6rn \u00c1 \u00cdsland. Fj\u00e1rfestingarr\u00e1\u00f0gj\u00f6f. Sannpr\u00f3fun fj\u00e1rfestinga og fj\u00e1rfesta, svo og vi\u00f0skiptahugmyndir og till\u00f6gur.,Reykjav\u00edk,K\u00f3pavogur,Hafnarfj\u00f6r\u00f0ur,Akureyri\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/oneadvocate.eu\/is\/personal-finance-advice\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"N\u00e1mskei\u00f0 \u00ed fj\u00e1rm\u00e1lal\u00e6si \u00c1 \u00cdsland,Reykjav\u00edk,K\u00f3pavogur,Hafnarfj\u00f6r\u00f0ur,Akureyri\" \/>\n<meta property=\"og:description\" content=\"N\u00e1mskei\u00f0 \u00ed fj\u00e1rm\u00e1lal\u00e6si fyrir fullor\u00f0na Og b\u00f6rn \u00c1 \u00cdsland. Fj\u00e1rfestingarr\u00e1\u00f0gj\u00f6f. Sannpr\u00f3fun fj\u00e1rfestinga og fj\u00e1rfesta, svo og vi\u00f0skiptahugmyndir og till\u00f6gur.,Reykjav\u00edk,K\u00f3pavogur,Hafnarfj\u00f6r\u00f0ur,Akureyri\" \/>\n<meta property=\"og:url\" content=\"https:\/\/oneadvocate.eu\/is\/personal-finance-advice\/\" \/>\n<meta property=\"og:site_name\" content=\"Iceland\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-05T09:36:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/oneadvocate.eu\/wp-content\/uploads\/2022\/11\/333074.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u041f\u0440\u0438\u043c\u0435\u0440\u043d\u043e\u0435 \u0432\u0440\u0435\u043c\u044f \u0434\u043b\u044f \u0447\u0442\u0435\u043d\u0438\u044f\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 \u043c\u0438\u043d\u0443\u0442\u044b\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/oneadvocate.eu\/is\/personal-finance-advice\/\",\"url\":\"https:\/\/oneadvocate.eu\/is\/personal-finance-advice\/\",\"name\":\"N\u00e1mskei\u00f0 \u00ed fj\u00e1rm\u00e1lal\u00e6si \u00c1 \u00cdsland,Reykjav\u00edk,K\u00f3pavogur,Hafnarfj\u00f6r\u00f0ur,Akureyri\",\"isPartOf\":{\"@id\":\"https:\/\/oneadvocate.eu\/is\/#website\"},\"datePublished\":\"2022-11-30T02:04:32+00:00\",\"dateModified\":\"2025-06-05T09:36:20+00:00\",\"description\":\"N\u00e1mskei\u00f0 \u00ed fj\u00e1rm\u00e1lal\u00e6si fyrir fullor\u00f0na Og b\u00f6rn \u00c1 \u00cdsland. 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Fj\u00e1rfestingarr\u00e1\u00f0gj\u00f6f. Sannpr\u00f3fun fj\u00e1rfestinga og fj\u00e1rfesta, svo og vi\u00f0skiptahugmyndir og till\u00f6gur.,Reykjav\u00edk,K\u00f3pavogur,Hafnarfj\u00f6r\u00f0ur,Akureyri","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/oneadvocate.eu\/is\/personal-finance-advice\/","og_locale":"en_US","og_type":"article","og_title":"N\u00e1mskei\u00f0 \u00ed fj\u00e1rm\u00e1lal\u00e6si \u00c1 \u00cdsland,Reykjav\u00edk,K\u00f3pavogur,Hafnarfj\u00f6r\u00f0ur,Akureyri","og_description":"N\u00e1mskei\u00f0 \u00ed fj\u00e1rm\u00e1lal\u00e6si fyrir fullor\u00f0na Og b\u00f6rn \u00c1 \u00cdsland. Fj\u00e1rfestingarr\u00e1\u00f0gj\u00f6f. 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